REMODEL
Builders risk for renovations and remodels.
For upgrades, additions, and projects that reshape the home without slowing the process.
- Interior
renovations - Additions &
upgrades - Occupied-home
awareness
- Focused review
- Fast communication
- Builder-first approach
From address to proof of coverage
Most remodels get a price in a few minutes. Bigger structural jobs get a quick specialist look, usually the same day.
Tell us about the project
What you're changing, the value of the work, and whether the home stays occupied.
We check the location
We find the nearest fire station and the FEMA flood zone from the address.
See your price
Your premium appears right away. Structural jobs get a quick specialist look.
Bind, pay and get your evidence
Sign, pay, and download your evidence of insurance from your dashboard.
Common questions
Short answers to what builders ask us most.
What value should I enter?
The value of the remodel work itself: materials, labor, profit and overhead. If the existing home also needs coverage, tell us its value on the first step.
Can the owners live in the home during the work?
Yes. Many remodels happen in occupied homes. We note it for the carrier; it doesn't stop your quote.
Does the homeowner's policy cover a remodel?
Often not fully. Many homeowner's policies limit or exclude construction materials and work in progress. Builders risk fills that gap.
What about additions?
Additions are quoted the same way. Structural and whole-house renovations get a quick specialist review before binding.
